Saving money on your insurance coverage is just the start.
Optimize your personal and business insurance experience with dedicated independent insurance experts.
This Is Insurance The OIA Way.
Or, skip ahead and call us at 908-476-8685
Insurance is confusing, costly, and time-consuming.
We solve this.
We know how frustrating the insurance process can be—long hold times, unhelpful customer service, and automated responses that don’t understand your needs.
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That’s why we started Overmyer Insurance Agency. As your dedicated insurance advisor, we’re here for you every step of the way. Whether you need to file a claim, ask a question, or update your policy, you’ll always have a real person ready to help.
At the Overmyer Insurance Agency, we offer a comprehensive range of insurance solutions tailored to protect every aspect of your personal and business needs. Our personal insurance offerings include homeowners, auto, umbrella, and specialty coverage for valuables like jewelry, fine art, and classic cars.
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For businesses, we provide customized policies, including commercial property, liability, workers’ compensation, cyber liability and professional liability coverage.
Whether safeguarding your lifestyle or securing your business, our expert team is here to help you find the right protection.
Combine your auto, homeowners, and umbrella/personal excess liability insurance policies to maximize the discounts, save money, and provide better coverage and asset protection.
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Homeowners Insurance
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Secondary and Seasonal Homes
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Coastal Homeowners Insurance
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Landlord and Rental Property
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Short Term Rental Insurance (Airbnb)
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Historic & High-Value Home Insurance
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Personal Excess Liability/Umbrella Insurance
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Fine Art, Valuable Collection, and Jewelry Insurance
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Flood Insurance
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Classic Car Insurance
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Boat/Yacht Insurance
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RV & Recreational Vehicle Insurance
Protect the small or commerical business you have built. We are your personal insurance advocate and advisor, and keep your best interests in mind to find the best insurance coverage and company to meet your business needs.
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Business Owners Policy (BOP)
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Professional Liability
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In-Home Business Coverage
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Cyber Liability Insurance
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Commercial General Liability Insurance
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Commercial Property Insurance
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Worker's Compensation Insurance (Workers Comp)
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Commercial Auto Insurance
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Employment Practices Liability Insurance (EPLI)
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Surety Bonds
The Overmyer Insurance Agency is located in Cranford NJ and we specialize in auto, home, umbrella, business, and commercial insurance coverage in the New Jersey, New York, and Pennsylvania regions.
No matter where you are, we are there for you.
We understand that insurance is complex and time-consuming. We solve this by optimizing your insurance experience, helping you understand your insurance coverage, and providing the right protection and pricing for your unique commercial or personal insurance needs.
Give a little info, get a lot of insight
Start entering the information about your business or home and auto insurance needs, and we will take care of the rest.
We analyze your needs
We do the heavy lifting for you and start by quoting your policies with the multiple companies we represent. We then fine-tune the quotes to meet your needs and budget.
Insurance designed for you in mind
Together we match you with the best insurance company, pricing, and coverage to fit your needs.
Real-Time Consulting
We are here for you. We are your dedicated personal insurance advisors and are just a call or click away for questions, claim assistance, or coverage reviews.
Finding the Right Insurance Coverage Doesn't Need To Be Complicated.
We streamline the process to give you a better insurance experience:
Our Latest Insurance Insights
Did NJ homeowners insurance go up? Learn what factors and trends cause the NJ home insurance rates to rise and what you can do to help reduce your costs.
We can help you understand your workers compensation insurance Experience Modification Rate and help reduce your costs. Learn more here!
We help you understand how to determine your property's flood zone and how this affects your flood insurance costs.
Understand what is the difference between personal liability and personal injury coverage on your home insurance policy.
NJ non-profit insurance coverage can be complex and confusing. We help break down the coverage you need to help simply your insurance experience and better protect your organization.
EPLI covers claims made by employees against employers regarding wrongful acts during the employment process. Learn more about why EPLI coverage is critical for NJ CPA firms. .
